× SOLUTIONS Delegated Correspondent Mini Correspondent Traditional Wholesale Hybrid Retail Sub-Servicing PRODUCTS Conventional FHA VA USDA HomeReady & Home Possible USDA Streamline USDA Streamline Assist HomeOne Manufactured Housing TEAM TPO Sales Team Corporate Leadership COMMUNITY ABOUT US
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LoanSifter

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Traditional Wholesale
Hybrid Retail
Subservicing
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We are diverse in our product offerings and innovative in what we offer to ensure quality and service in all we do.

Conventional


  • Down payment as low as 3%
  • Income properties are eligible
  • Private mortgage insurance not required with 20% down payment or higher
  • FHA



  • Low down payment required
  • Allows seller to pay up to 6% of closing costs
  • FHA 203K -
    Standard / Limited



  • Low down payment options
  • Flexible credit guidelines
  • Ability to finance whole home remodel
  • FNMA HomeStyle
    / High Balance



  • Low down payment options
  • Ability to finance home purchase / refinance and remodel into one loan
  • Second Homes and Investment properties are eligible
  • HomeOne



  • No Income Limits
  • Low down payment option
  • Purchase or No Cash-out Refinance
  • HomeReady
    & Home Possible


  • Down payments can be gifts
  • PMI insurance cancellable
  • Borrow up to 50% of the
    appraised value of property
  • Manufactured
    Housing



  • Affordability
  • Double-wide only
  • Available for traditional and government insured loans
  • RefiNow



  • Loan must be securitized by Fannie Mae
  • Minimum payment reduction of $50.00
  • .5% reduction in the interest required
  • USDA



  • 0% down payment requirement
  • Low monthly private mortgage insurance
  • Flexible credit guidelines
  • USDA Streamline
    / Streamline Assist



  • No credit requirements
  • No minimum FICO
  • No appraisal required on existing guaranteed loans
  • Manufactured Homes are eligible
  • VA



  • 0% down payment requirement
  • No monthly mortgage insurance
  • Competitive interest rates
  • New Products
    Coming Soon

    Continuous Growth

    We are excited to introduce new product offerings to your clients!

    Conventional
    FHA

    FHA 203K - Standard/Limited

    FNMA HomeStyle
    / High Balance

    HomeOne

    HomeReady &
    Home Possible

    Manufactured
    Housing

    RefiNow
    USDA

    USDA Streamline
    / Streamline Assist

    VA
    New Products

    Conventional




  • Down payment as low as 3%
  • Income properties are eligible
  • Private mortgage insurance not required with 20% down payment or higher
  • FHA




  • Low down payment required
  • Allows seller to pay up to 6% of closing costs
  • FHA 203K - Standard/Limited




  • Low down payment options
  • Flexible credit guidelines
  • Ability to finance whole home remodel
  • FNMA HomeStyle
    / High Balance




  • Low down payment options
  • Ability to finance home purchase / refinance and remodel into one loan
  • Second Homes and Investment properties are eligible
  • HomeOne




  • No Income Limits
  • Low down payment option
  • Purchase or No Cash-out Refinance
  • HomeReady & Home Possible




  • Down payments can be gifts
  • PMI insurance cancellable
  • Borrow up to 50% of the appraised value of property
  • Manufactured Housing




  • Affordability
  • Double-wide only
  • Available for traditional and government insured loans
  • RefiNow




  • Loan must be securitized by Fannie Mae
  • Minimum payment reduction of $50.00
  • .5% reduction in the interest required
  • USDA




  • 0% down payment requirement
  • Low monthly private mortgage insurance
  • Flexible credit guidelines
  • USDA Streamline
    / Streamline Assist




  • No credit requirements
  • No minimum FICO
  • No appraisal required on existing guaranteed loans
  • Manufactured Homes are eligible
  • VA




  • 0% down payment requirement
  • No monthly mortgage insurance
  • Competitive interest rates
  • New Products
    Coming Soon