× SOLUTIONS Delegated Correspondent Mini Correspondent Traditional Wholesale Hybrid Retail Sub-Servicing PRODUCTS Conventional FHA VA USDA HomeReady & Home Possible Physicians Jumbo TEAM TPO Sales Team Corporate Leadership COMMUNITY ABOUT US
(888) 653-9037 Contact Us
LoanSifter

Thank you!

Your Message has been sent.
An Account Executive will be in touch with you shortly.

Close


Sending...

Send a message to be connected to an AE.

What solution are you interested in?
Check all that apply.

Delegated Correspondent
Mini Correspondent
Traditional Wholesale
Hybrid Retail
Subservicing
Close

We are diverse in our product offerings and innovative in what we offer to ensure quality and service in all we do.

Conventional


  • Down payment as low as 3% *
  • Income properties are eligible
  • Private mortgage insurance not required with 20% down payment or higher
  • FHA



  • Low down payment required
  • Allows seller to pay up to 6% of closing costs
  • VA



  • 0% down payment requirement *
  • No monthly mortgage insurance
  • Competitive interest rates
  • USDA



  • 0% down payment requirement *
  • Low monthly private mortgage insurance
  • Flexible credit guidelines
  • HomeReady
    & Home Possible


  • Down payments can be gifts
  • PMI insurance cancellable
  • Borrow up to 50% of the
    appraised value of property
  • USDA
    Streamline



  • No minimum FICO
  • No appraisal required on existing guaranteed loans
  • Manufactured Homes are eligible
  • USDA
    Streamline Assist



  • No credit requirements
  • No minimum FICO
  • No appraisal required
  • Manual
    Underwriting



    Towne Underwriters dig a little deeper. Our manual approach creates a comprehensive view of your customers financial profile making it easier to assess their eligibility.

    Manufactured
    Housing



  • Affordability
  • Double-wide only
  • Available for traditional and government insured loans
  • Continuous Growth

    We are excited to introduce new product offerings to your customers! Home Possible and USDA Streamline Programs are now available in Towne's catalog.

    Conventional
    FHA
    VA
    USDA

    HomeReady &
    Home Possible

    USDA
    Streamline

    USDA
    Streamline Assist

    Manual
    Underwriting

    Manufactured
    Housing

    Conventional




  • Down payment as low as 3% *
  • Income properties are eligible
  • Private mortgage insurance not required with 20% down payment or higher
  • FHA




  • Low down payment required
  • Allows seller to pay up to 6% of closing costs
  • VA




  • 0% down payment requirement *
  • No monthly mortgage insurance
  • Competitive interest rates
  • USDA




  • 0% down payment requirement *
  • Low monthly private mortgage insurance
  • Flexible credit guidelines
  • HomeReady & Home Possible




  • Down payments can be gifts
  • PMI insurance cancellable
  • Borrow up to 50% of the appraised value of property
  • USDA Streamline




  • No minimum FICO
  • No appraisal required on existing guaranteed loans
  • Manufactured Homes are eligible
  • USDA Streamline Assist




  • No credit requirements
  • No minimum FICO
  • No appraisal required
  • Manual Underwriting




    Towne Underwriters dig a little deeper. Our manual approach creates a comprehensive view of your customers financial profile making it easier to assess their eligibility.

    Manufactured Housing




  • Affordability
  • Double-wide only
  • Available for traditional and government insured loans